Privacy Policy

This Privacy Policy explains how TrackoSpense ("App", "we", "us", or "our") collects, uses, stores, protects, and discloses information when you use our application.

We respect your privacy and are committed to handling your information responsibly. Because an expense tracker may contain personal financial information, we take reasonable measures to protect information processed through the App.

By using the App, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

The information we collect depends on how you use the App and the features enabled in your version.

1.1 Expense and Financial Information

You may voluntarily enter information such as:

• Expense and income amounts
• Expense categories
• Transaction dates and times
• Notes or descriptions
• Payment methods
• Account or wallet names
• Budgets and spending limits
• Recurring transactions
• Savings or financial goals
• Currency information
• Other information you choose to enter into the App

This information may be considered sensitive or financial information. We do not use your expense information to provide financial advice, credit decisions, lending services, investment services, or banking services.

1.2 Account Information

Account required/available: We may collect information such as your name, email address, authentication information, and other information required to create and maintain your account.

1.3 Device and Technical Information

Depending on the features and third-party services used by the App, we may process limited technical information such as:

• Android/device model
• Operating system version
• App version
• Language and regional settings
• General diagnostic information
• Crash logs
• Anonymous or pseudonymous identifiers
• Information necessary to maintain application security and functionality

We do not intentionally collect precise location information unless a feature specifically requires it and the required disclosure and permission are provided.

1.4 Information You Provide to Support

If you contact us, we may receive the information you choose to provide, such as:

• Email address
• Name
• Device/app information
• Description of your issue
• Screenshots or other attachments you voluntarily submit

We use this information only to respond to your request, troubleshoot issues, improve the App, or address security and support matters.

2. Where Your Expense Data Is Stored

Cloud Synchronization

If cloud synchronization is enabled, selected expense information may be transmitted to and stored on our servers or infrastructure used to provide synchronization. We use reasonable technical and organizational safeguards to protect this information.

Cloud synchronization may require an account or another authentication mechanism. Information stored in the cloud may remain associated with your account until it is deleted in accordance with our retention and deletion procedures.

3. How We Use Information

We may use information for the following purposes:

1. To provide and operate the App.
2. To save, display, organize, calculate, and analyze your expenses and income.
3. To provide budgeting, reporting, statistics, charts, reminders, and related features.
4. To synchronize or restore data when such functionality is enabled.
5. To provide customer support.
6. To diagnose crashes, bugs, and technical problems.
7. To maintain the security and integrity of the App.
8. To detect, prevent, or investigate fraud, abuse, or unauthorized use.
9. To improve the App and develop new features.
10. To comply with applicable laws and valid legal requests.

We do not use your personal financial information to make lending, credit, insurance, employment, or investment decisions about you.

4. Advertising

Advertising Enabled

The App may display advertisements provided by third-party advertising services. Such providers may process certain device, advertising, or usage information in accordance with their own privacy policies.

We do not provide your personally entered expense records to advertising networks for the purpose of serving advertisements.

Advertising provider(s): AdMob

Privacy policy: AdMob Privacy Policy

If your advertising SDK collects or shares data, the Google Play Data Safety declaration must accurately reflect that behavior.

5. Analytics and Crash Reporting

Analytics/Crash Reporting Used

We may use third-party analytics and/or crash-reporting services to understand application performance, diagnose technical problems, and improve the App.

Service(s): Firebase Crashlytics

These services may process technical information such as app version, device information, operating system information, diagnostics, and usage events. The exact information processed depends on the SDK configuration.

We configure these services to avoid intentionally sending the contents of your expense records unless explicitly required for a documented feature and appropriately disclosed.

6. Third-Party Services

The App may use third-party services necessary to provide certain functionality, including hosting, authentication, cloud storage, analytics, crash reporting, advertising, payments, or other infrastructure.

Third-party providers may process information on our behalf or independently according to their own terms and privacy policies.

Current third-party services used by the App:

We recommend reviewing the privacy policies of any third-party service used by the App.

7. Data Sharing and Disclosure

We do not sell your personal information or expense records.

We may disclose information only when reasonably necessary for:

• Providing services and infrastructure required by the App
• Customer support
• Security and fraud prevention
• Legal compliance
• Protecting our rights, users, or property
• A merger, acquisition, restructuring, or transfer of business assets, subject to applicable law
• Any other purpose disclosed to you at the time of collection

We do not publicly disclose your personal financial information. Where third-party service providers process information on our behalf, we expect them to handle information appropriately and only for the purposes for which they are engaged.

8. Data Security

We use reasonable technical and organizational measures designed to protect information against unauthorized access, alteration, disclosure, or destruction.

Depending on the architecture of the App, safeguards may include:

• Secure authentication
• Encryption in transit where data is transmitted
• Access controls
• Server-side security controls
• Secure storage practices
• Logging and monitoring for security events
• Limiting access to information to authorized personnel and service providers

However, no method of electronic transmission or storage can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security. You are also responsible for protecting access to your device, account credentials, exported files, and backups.

9. Data Retention

We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

For locally stored expense data, retention generally depends on how long the data remains on your device or until you delete it.

For server-side data, retention periods may depend on:

• Whether your account remains active
• The feature through which the data was collected
• Legal or regulatory requirements
• Security and fraud-prevention requirements
• Backup and disaster-recovery processes

10. Data Deletion

You may delete information stored by the App using available deletion features.

If the App has accounts:

You may request deletion of your account and associated personal data by emailing us at info@anjaneyatechhub.com. We will process the request in accordance with applicable law and our retention requirements.

Some information may need to be retained where required by law or reasonably necessary for security, fraud prevention, dispute resolution, or other legitimate legal purposes.

11. Children's Privacy

The App is not intended to knowingly collect personal information from children where such collection is prohibited by applicable law.

We do not knowingly request or collect children's personal information for purposes unrelated to the App's functionality.

If you believe a child has provided personal information to us improperly, please contact us at info@anjaneyatechhub.com so that we can review and take appropriate action.

12. Your Privacy Choices and Rights

Depending on your location and applicable law, you may have rights regarding your personal information, including rights to:

• Request access to personal information we hold about you
• Request correction of inaccurate information
• Request deletion of information
• Withdraw consent where processing is based on consent
• Request information about how your data is processed
• Object to or restrict certain processing where applicable
• Lodge a complaint with the relevant data protection authority

To exercise an applicable right, contact:

We may need to verify your request before completing it.

13. International Data Transfers

If information is stored or processed by service providers located outside your country, that information may be transferred to and processed in other jurisdictions.

Where required by applicable law, we will use appropriate safeguards for such transfers.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to the App, our services, applicable law, or our data practices.

When we make material changes, we may provide additional notice through the App, our website, or another appropriate method.

The Last Updated date at the top of this Privacy Policy indicates when this policy was most recently revised.

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or the handling of your information, contact us: